Macro Benefits from a Micro Application!

Modefin’s Micro Savings and Lending Solution


A digital solution designed for account holders with a lower float, lesser income and greater propensity to save or borrow smaller amounts. At the click of an icon, the customer is taken into a virtual zone that addresses every financial need without being drawn into procedures or paperwork. Ideal for markets that wish to promote financial inclusion by offering hassle-free borrowing and convenient mode of saving to the unbanked and underserved.

Micro Savings & Lending

value proposition Why Micro Savings & Lending from Modefin

Micro Saving & Lending

mSaving - enables a bank, SACCO or mobile wallet operator to offer a micro savings account to existing customers

Micro Savings & Lending

mLoan - an app-based solution for mobile money customers

Micro Saving & Lending Solution

Best-in-class tools for digital loan origination

Micro Saving & Lending

AI-powered automated credit scoring.

Micro Savings & Lending

In-built Fees and Commission structure for banks and wallet operators

Micro Saving & Lending

Embedded features for automated recovery and repayment of loan


Delve deep into our psyche, discover what makes us tick, drill down to a granular view, as we share the repository of knowledge created for the benefit of industry.

Success Stories

Case study UMB Bank

Universal Merchant Bank Ghana

Universal Merchant Bank (UMB) is a leading indigenous bank in Ghana which offers a diverse range of financial services to meet the banking needs of its customers.

Case Study

Equity Bank Kenya

Equity Bank Fuels massive Transformation; migrates 3.5 mn SIM application Tool kit users and brings flexibility, stability and cost savings.

Featured Blog Posts


Massive digital disruption has become the norm in the banking domain. Deposits,


Covid-19, which has been ravaging the global economy and financial markets since


To make the most of cloud operations, banks should choose the right

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© 2022 Modefin. All rights reserved

© 2022 Modefin. All rights reserved