USSD Banking
FEATURES
value proposition Why Bank on USSD Banking from Modefin

It can interact with the USSD gateway over secure protocols like HTTPs/ Secure Sockets, provided the gateway supports them. It can seamlessly interact with any external system over HTTP/HTTPS/SOAP/ TCP/IP Secure Sockets. No information is stored on the phone to ensure no data loss.

It is one of the means of communicating in real-time with the backend server via the GSM network. So, it can be accessed using any handset without any overhead of manufacture-specific builds.

The session-based USSD protocol can easily access all the services. Users have to type alphanumeric numbers on their initial screen and press their call button, and then, in a very short time, the user will be connected to the USSD server using this protocol.

SMPP was introduced to enable connection to SMSC and later updated for USSD. Some service applications require minor adaptation to be compatible with SMS and USSD. Turnaround times are shorted when USSD is used; SMPP is a standard protocol to relay SMS messages.

It provides dynamic updates of the services over GSM as the recently added services can be dynamically retrieved using USSD on mobile handsets.

Easy access to value-added services to the customers.
Access your elite banking services through USSD Banking
Account Inquiry
Fund Transfer
Pay Bills
Mobile Recharge
Requests
Language
To learn more about USSD Banking download our brochure
Insights
Success Stories

Bank of Bhutan
Bank of Bhutan offers an advanced suite of digital banking applications, loaded with safety, convenience, and comfort, to its customer base of over 350,000.

Atlas Mara Zambia
Atlas Mara Zambia, founded in 2013 in Zambia, acquired BancABC and Finance Bank of Zambia as part of its consolidation strategy.
Featured Blog Posts
AI in Banking: Use cases of Artificial Intelligence and Machine Learning in Banking
Artificial intelligence (AI) and machine learning (ML) have driven the inception and
Benefits of Upgradation from Monolithic to Microservices platform in Banking
Microservices architecture has grown in popularity in recent years, notably in industries
Micro Lending – The Future of Borrowing
Welcome to the future of lending! The financial landscape is undergoing a